Bonny Gilber, senior reverse mortgage adviser at Fairway Independent Mortgage Corp., conducts a seminar that explains what a Home Equity Conversion Mortgage (HECM) reverse mortgage actually is, how it works and what the positive and negatives are. Bonny will also explain how financial advisers might use a HECM Reverse for asset protection and how a new home can be purchased with the HECM/Reverse. Call the COA at 978-318-3020 to sign up and be sure to bring your questions. There is no charge.